Sign up in minutes from anywhere. Claims paid in hours, not weeks.
No need to tell us where you're going. Just go. We've got you covered.
Every one of these happened to a Genki member. Every one was covered.
Scooter crash in Thailand
Hospital called our hotline, we paid directly. No paperwork.
Dengue fever in Bali
Five days in hospital. Full stay covered, reimbursed in 3 days.
Ear infection in Vietnam
Clinic visit in HCMC. Claim submitted online, money back in hours.
Surfing accident in South Africa
MRI, specialist, and physio all covered. Yes, we cover surfing.
Broken foot in Spain
ER, X-ray, cast, crutches, and follow-up. Covered start to finish.
COVID-19 in Colombia
Doctor, medication, and extended stay covered in Medellin.
Here is how it works for hospital stays and doctor visits, including when to expect payment.
We cover necessary medical treatment. 24/7 emergency assistance hotline.
Go to the nearest hospital. Ask them to call our 24/7 hotline.
We confirm your cover with them directly, while you are being seen.
We pay the hospital. You never front the money and there is no deductible.
Ambulance by road, air, water and rail is included, and so is medical repatriation home.
See any licensed doctor in the world. No network, no pre-approval.
Photograph the invoice and upload it from your phone.
Money back in your account. Three business days on Native. Traveler is quoted at two weeks and usually lands far sooner.
Traveler carries a β¬50 deductible per outpatient claim. Hospital stays have none.
Know the limits before you choose your cover. Here are the key exclusions and waiting periods, with full details in the policy terms.
Read the full terms βConditions with symptoms or a diagnosis in the twelve months before your policy starts.
Traveler covers new illness and injury. Native Premium adds routine care, with a twelve-month wait for dental and maternity.
BASE jumping, wingsuit flying, bull riding and sports you are paid to compete in are excluded.
This is health insurance. Trip cancellations, flight delays, lost luggage, theft and personal liability are not covered.
US and Canada: emergency-only cover for the first seven days of each stay, with an upgrade available. Joining abroad without prior cover: a fourteen-day wait for routine care; emergencies are covered from day one.
Rated 4.1/5 on Trustpilot (969 reviews)
Nomads covered across 196 countries
βClaim submitted at 11:00, reimbursement confirmation received at 11:01. Highly recommend for digital nomads.β
Pierre Β·
TrustpilotβI was sceptical as the bills came to around $1,300 and you hear horror stories of companies not paying. Not with Genki. 100% of claims paid.β
David C. Β·
TrustpilotβI had a life-threatening medical emergency in Mexico and had to be hospitalised for over a week. They covered everything without issue. Extremely trustworthy.β
Haider Β·
TrustpilotβGreat experience after 18 months and now a pregnancy. They approve or deny claims based on the rules without nitpicking. Reimbursements usually within three days.β
Alex B. Β·
TrustpilotβBest insurance. Very quick and always kind and understanding. I never had any issues and been with them for almost three years.β
Dominique F. Β·
TrustpilotβThe Traveller plan is great for digital nomads. When I had to make a claim it was handled so quickly and I was reimbursed without any issues. Really impressed.β
Charlotte Β·
TrustpilotTravel health cover on top of the insurance you already have.
Example for a 30 year old. Your price depends on age and destination.
Choose TravelerComplete worldwide health insurance that replaces your cover at home.
Example for a 30 year old with no deductible. Cover up to β¬1,000,000 a year.
Need dental, mental health, maternity or routine check-ups? Those sit on Premium.
Take our 2-minute quiz and get a personalized recommendation based on where you are, how you travel, and what you need.
We cover treatment at every licensed healthcare provider worldwide.
Sign up online, even if you're already abroad. Cancel anytime. No lock-in contracts.